43 Fully insured

Insurance companies are normally willing to insure anything.

Insuring public or private property is a standard practice in most countries in the world.

If, however, you were holding an open air garden party or a fete it would be equally possible to insure yourself in the event of bad weather.

Needless to say, the bigger the risk an insurance company takes, the higher the premium you will have to pay.

It is not uncommon to hear that a shipping company has made a claim for the cost of salvaging a sunken ship.

But the claim made by a local authority to recover the cost of salvaging a sunken pie dish must surely be unique.